/* ============================================
   NetBank Classic — COMPLETE DESIGN SYSTEM
   Traditional Banking — Conservative/Classic
   Accent: Dark Green #15803D + Gold #D97706
   Fonts: Merriweather (headings) + Source Sans 3 (body)
   Icons: Tabler Icons (CDN)
   © 2026 NetBank Classic
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Merriweather:wght@400;700;900&family=Source+Sans+3:wght@300;400;500;600;700&display=swap');

/* === CSS CUSTOM PROPERTIES === */
:root {
  --primary: #15803D;
  --primary-dark: #116632;
  --primary-light: #22C55E;
  --primary-glow: rgba(21,128,61,0.12);
  --gold: #D97706;
  --gold-light: #F59E0B;
  --gold-dark: #B45309;
  --gold-bg: rgba(217,119,6,0.08);
  --success: #16A34A;
  --danger: #DC2626;
  --warning: #F59E0B;
  --info: #2563EB;
  --success-bg: rgba(22,163,74,0.08);
  --danger-bg: rgba(220,38,38,0.08);
  --warning-bg: rgba(245,158,11,0.08);
  --info-bg: rgba(37,99,235,0.08);

  --bg-page: #FAFAF5;
  --bg-surface: #FFFFFF;
  --bg-elevated: #FFFFFF;
  --bg-cream: #FDFCF7;
  --bg-input: #F5F5F0;
  --bg-hover: #F0F0EB;
  --bg-sidebar: #FAFAF5;
  --text-primary: #1A1A1A;
  --text-secondary: #4B5563;
  --text-dim: #9CA3AF;
  --text-on-primary: #FFFFFF;
  --border: #D6D3C8;
  --border-strong: #B8B5AA;
  --border-light: #E8E6DE;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 2px 8px rgba(0,0,0,0.06);
  --shadow-lg: 0 4px 16px rgba(0,0,0,0.08);
  --shadow-card: 0 1px 4px rgba(0,0,0,0.05);
  --radius-sm: 3px;
  --radius: 4px;
  --radius-lg: 6px;
  --radius-xl: 8px;
  --topnav-height: 0px;
  --utility-height: 36px;
  --mainnav-height: 64px;
  --sidebar-width: 260px;
  --demo-height: 36px;
}

/* === RESET === */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{
  font-family:'Source Sans 3',sans-serif;
  background:var(--bg-page);
  color:var(--text-primary);
  line-height:1.6;
  overflow-x:hidden;
}
h1,h2,h3,h4,h5,h6{
  font-family:'Merriweather',serif;
  font-weight:700;
  line-height:1.35;
  color:var(--text-primary);
}
a{color:var(--primary);text-decoration:none;transition:color .2s}
a:hover{color:var(--primary-dark)}
img{max-width:100%;display:block}
ul{list-style:none}
button,input,select,textarea{
  font-family:'Source Sans 3',sans-serif;
  font-size:.9rem;
  border:none;
  outline:none;
}
table{border-collapse:collapse;width:100%}

/* === UTILITIES === */
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.container-lg{max-width:1400px;margin:0 auto;padding:0 32px}
.text-center{text-align:center}
.text-green{color:var(--primary)!important}
.text-gold{color:var(--gold)!important}
.text-danger{color:var(--danger)!important}
.text-success{color:var(--success)!important}
.text-info{color:var(--info)!important}
.text-dim{color:var(--text-dim)!important}
.text-secondary{color:var(--text-secondary)!important}
.font-serif{font-family:'Merriweather',serif}
.hidden{display:none!important}
.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}.mt-4{margin-top:32px}
.mb-1{margin-bottom:8px}.mb-2{margin-bottom:16px}.mb-3{margin-bottom:24px}.mb-4{margin-bottom:32px}
.flex{display:flex}.flex-col{flex-direction:column}
.items-center{align-items:center}.justify-between{justify-content:space-between}
.gap-1{gap:8px}.gap-2{gap:16px}.gap-3{gap:24px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.grid-5{display:grid;grid-template-columns:repeat(5,1fr);gap:24px}

/* === DEMO BANNER === */
.demo-banner{
  background:var(--primary-dark);
  color:#fff;
  text-align:center;
  padding:8px 16px;
  font-size:.8rem;
  font-weight:600;
  letter-spacing:.02em;
  position:relative;
  z-index:1001;
  line-height:20px;
  height:var(--demo-height);
  border-bottom:2px solid var(--gold);
}
.demo-banner a{color:var(--gold-light);text-decoration:underline;font-weight:700}

/* === BUTTONS === */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:6px;
  padding:10px 24px;border-radius:var(--radius);font-weight:600;font-size:.88rem;
  cursor:pointer;transition:all .2s;border:2px solid transparent;position:relative;
  font-family:'Source Sans 3',sans-serif;letter-spacing:.01em;
}
.btn:active{transform:scale(.98)}
.btn-primary{
  background:var(--primary);color:#fff;border-color:var(--primary);
}
.btn-primary:hover{background:var(--primary-dark);color:#fff;border-color:var(--primary-dark)}
.btn-gold{
  background:var(--gold);color:#fff;border-color:var(--gold);
}
.btn-gold:hover{background:var(--gold-dark);color:#fff;border-color:var(--gold-dark)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary);color:#fff}
.btn-outline-gold{background:transparent;color:var(--gold);border:2px solid var(--gold)}
.btn-outline-gold:hover{background:var(--gold);color:#fff}
.btn-outline-white{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}
.btn-outline-white:hover{background:#fff;color:var(--primary)}
.btn-ghost{background:var(--primary-glow);color:var(--primary);border-color:transparent}
.btn-ghost:hover{background:var(--primary);color:#fff}
.btn-danger{background:var(--danger);color:#fff;border-color:var(--danger)}
.btn-danger:hover{background:#B91C1C;color:#fff}
.btn-dim{background:var(--bg-input);color:var(--text-secondary);border:1px solid var(--border)}
.btn-dim:hover{border-color:var(--primary);color:var(--primary)}
.btn-sm{padding:6px 14px;font-size:.78rem;border-radius:var(--radius-sm)}
.btn-lg{padding:14px 32px;font-size:1rem;border-radius:var(--radius)}
.btn-block{width:100%}
.btn-icon{width:36px;height:36px;padding:0;border-radius:var(--radius)}

/* === UTILITY BAR (Landing page top) === */
.utility-bar{
  background:var(--primary-dark);
  color:rgba(255,255,255,.85);
  font-size:.78rem;
  padding:0 32px;
  height:var(--utility-height);
  display:flex;align-items:center;justify-content:space-between;
}
.utility-bar a{color:rgba(255,255,255,.85);font-weight:500}
.utility-bar a:hover{color:#fff}
.utility-left,.utility-right{display:flex;align-items:center;gap:20px}
.utility-right .btn{font-size:.75rem;padding:4px 14px;border-radius:var(--radius-sm)}

/* === MAIN NAV (Landing page) === */
.mainnav{
  position:sticky;top:0;z-index:1000;
  background:var(--bg-surface);
  border-bottom:2px solid var(--border);
  height:var(--mainnav-height);
  padding:0 32px;
  display:flex;align-items:center;
  box-shadow:var(--shadow-sm);
}
.mainnav-brand{
  display:flex;align-items:center;gap:10px;
  font-family:'Merriweather',serif;font-weight:900;font-size:1.25rem;
  color:var(--primary);margin-right:40px;white-space:nowrap;
}
.mainnav-brand svg{width:34px;height:34px}
.mainnav-brand i{font-size:1.6rem;color:var(--primary)}
.mainnav-links{display:flex;align-items:center;gap:0;flex:1}
.mainnav-right{display:flex;align-items:center;gap:12px;margin-left:auto}

/* === MEGA MENU === */
.mega-menu-item{position:relative}
.mega-menu-item>a{
  display:flex;align-items:center;gap:4px;
  padding:20px 18px;font-weight:600;font-size:.85rem;
  color:var(--text-secondary);transition:all .2s;
  border-bottom:3px solid transparent;white-space:nowrap;
}
.mega-menu-item>a:hover,.mega-menu-item:hover>a{color:var(--primary)}
.mega-menu-item>a.active{color:var(--primary);border-bottom-color:var(--primary)}
.mega-menu-item>a i.ti-chevron-down{font-size:.7rem;transition:transform .2s}
.mega-menu-item:hover>a i.ti-chevron-down{transform:rotate(180deg)}

.mega-dropdown{
  position:absolute;top:100%;left:0;
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-top:3px solid var(--primary);
  box-shadow:var(--shadow-lg);
  padding:24px 28px;
  min-width:280px;
  opacity:0;visibility:hidden;
  transform:translateY(6px);
  transition:all .2s ease;
  z-index:100;
}
.mega-menu-item:hover .mega-dropdown{
  opacity:1;visibility:visible;transform:translateY(0);
}
.mega-dropdown h4{
  font-family:'Merriweather',serif;
  font-size:.82rem;font-weight:700;
  color:var(--primary);
  text-transform:uppercase;
  letter-spacing:.06em;
  margin-bottom:12px;
  padding-bottom:8px;
  border-bottom:1px solid var(--border-light);
}
.mega-dropdown ul{margin-bottom:16px}
.mega-dropdown ul:last-child{margin-bottom:0}
.mega-dropdown li a{
  display:flex;align-items:center;gap:8px;
  padding:6px 0;font-size:.85rem;
  color:var(--text-secondary);font-weight:500;
}
.mega-dropdown li a:hover{color:var(--primary)}
.mega-dropdown li a i{font-size:.95rem;color:var(--text-dim)}

.mega-dropdown-wide{
  min-width:520px;
  display:grid;grid-template-columns:1fr 1fr;gap:24px;
}

/* Hamburger */
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px;background:none}
.hamburger span{width:22px;height:2px;background:var(--text-primary);border-radius:2px;transition:all .3s}
.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

/* === HERO SECTION === */
.hero{
  position:relative;
  min-height:520px;
  display:flex;align-items:center;
  overflow:hidden;
  border-bottom:4px solid var(--gold);
}
.hero-bg{
  position:absolute;top:0;left:0;width:100%;height:100%;
  object-fit:cover;
}
.hero-overlay{
  position:absolute;top:0;left:0;width:100%;height:100%;
  background:linear-gradient(135deg,rgba(17,51,30,0.88) 0%,rgba(21,128,61,0.75) 50%,rgba(26,26,26,0.7) 100%);
}
.hero-content{
  position:relative;z-index:2;
  max-width:640px;padding:60px 0;color:#fff;
}
.hero h1{
  font-size:2.8rem;font-weight:900;
  color:#fff;line-height:1.2;
  margin-bottom:16px;
}
.hero h1 .gold{color:var(--gold-light)}
.hero p{
  font-size:1.1rem;line-height:1.7;
  color:rgba(255,255,255,.85);
  margin-bottom:28px;
}
.hero-ctas{display:flex;gap:16px;margin-bottom:24px}
.hero-trust{
  display:flex;gap:24px;font-size:.85rem;
  color:rgba(255,255,255,.7);
}
.hero-trust span{display:flex;align-items:center;gap:6px}
.hero-trust i{color:var(--gold-light);font-size:1rem}

/* === SECTIONS === */
.section{padding:64px 0}
.section-alt{background:var(--bg-cream);border-top:1px solid var(--border-light);border-bottom:1px solid var(--border-light)}
.section-title{
  font-size:1.8rem;text-align:center;margin-bottom:8px;
}
.section-sub{
  text-align:center;color:var(--text-secondary);
  font-size:1rem;max-width:600px;margin:0 auto 8px;
}
.section-divider{
  width:60px;height:3px;
  background:linear-gradient(90deg,var(--primary),var(--gold));
  margin:0 auto;border-radius:2px;
}

/* === SERVICE CARDS === */
.service-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-bottom:3px solid var(--primary);
  padding:32px 20px;
  text-align:center;
  transition:all .2s;
}
.service-card:hover{
  border-bottom-color:var(--gold);
  transform:translateY(-2px);
  box-shadow:var(--shadow-md);
}
.service-icon{
  width:56px;height:56px;
  background:var(--primary-glow);
  color:var(--primary);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 16px;font-size:1.5rem;
}
.service-card h3{
  font-size:1rem;margin-bottom:8px;
}
.service-card p{
  font-size:.85rem;color:var(--text-secondary);line-height:1.5;
}

/* === RATES TABLE === */
.rates-table{
  border:1px solid var(--border);
  background:var(--bg-surface);
  overflow:hidden;
}
.rates-table thead{
  background:var(--primary-dark);
  color:#fff;
}
.rates-table thead th{
  padding:14px 20px;font-family:'Merriweather',serif;
  font-size:.82rem;text-transform:uppercase;
  letter-spacing:.05em;font-weight:700;
  text-align:left;
}
.rates-table tbody td{
  padding:14px 20px;font-size:.9rem;
  border-bottom:1px solid var(--border-light);
}
.rates-table tbody tr:last-child td{border-bottom:none}
.rates-table tbody tr:hover{background:var(--bg-hover)}
.rate-highlight{
  font-weight:700;color:var(--gold);font-size:1.05rem;
}

/* === TRUST SECTION === */
.trust-grid{
  display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:32px;
}
.trust-item{
  text-align:center;padding:24px 16px;
}
.trust-icon{
  width:64px;height:64px;
  background:var(--gold-bg);
  color:var(--gold);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 16px;font-size:1.6rem;
  border:2px solid rgba(217,119,6,0.15);
}
.trust-item h4{
  font-size:.95rem;margin-bottom:8px;
}
.trust-item p{
  font-size:.85rem;color:var(--text-secondary);line-height:1.5;
}
.trust-badges{
  display:flex;gap:16px;justify-content:center;margin-top:32px;flex-wrap:wrap;
}
.trust-badge{
  display:flex;align-items:center;gap:8px;
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:12px 20px;
  font-size:.85rem;font-weight:600;
  color:var(--text-primary);
}
.trust-badge i{color:var(--gold);font-size:1.1rem}
.trust-image{
  width:100%;max-height:300px;object-fit:cover;
  border:2px solid var(--border);
  margin-top:24px;
}

/* === BRANCH CARDS (Swiper) === */
.branch-swiper{padding:0 4px 40px}
.branch-slide{
  background:var(--bg-surface);
  border:1px solid var(--border);
  overflow:hidden;
}
.branch-slide-img{
  width:100%;height:180px;object-fit:cover;
  border-bottom:3px solid var(--primary);
}
.branch-slide-body{padding:20px}
.branch-slide-body h4{font-size:.95rem;margin-bottom:8px}
.branch-slide-body p{font-size:.82rem;color:var(--text-secondary);margin-bottom:4px}
.branch-slide-hours{
  font-size:.78rem;color:var(--gold);font-weight:600;
  margin-top:8px;padding-top:8px;
  border-top:1px solid var(--border-light);
}

/* === CTA SECTION === */
.cta-section{
  background:var(--primary-dark);
  color:#fff;
  padding:64px 0;
  text-align:center;
  border-top:4px solid var(--gold);
}
.cta-section h2{color:#fff;font-size:2rem;margin-bottom:12px}
.cta-section p{color:rgba(255,255,255,.8);font-size:1.05rem;margin-bottom:32px}
.steps-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
  margin-bottom:40px;
}
.step-item{
  text-align:center;padding:20px;
}
.step-number{
  width:40px;height:40px;
  background:var(--gold);
  color:#fff;
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 12px;
  font-weight:700;font-size:1rem;
  font-family:'Merriweather',serif;
}
.step-item h4{color:#fff;font-size:.9rem;margin-bottom:6px}
.step-item p{color:rgba(255,255,255,.65);font-size:.82rem}

/* === FOOTER === */
.footer{
  background:#1A1A1A;
  color:rgba(255,255,255,.7);
  padding:48px 0 0;
}
.footer-grid{
  display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;
  padding-bottom:40px;
  border-bottom:1px solid rgba(255,255,255,.1);
}
.footer-brand{
  display:flex;align-items:center;gap:10px;
  font-family:'Merriweather',serif;font-weight:700;
  font-size:1.1rem;color:#fff;margin-bottom:12px;
}
.footer-brand svg{width:30px;height:30px}
.footer-brand i{font-size:1.4rem;color:var(--gold-light)}
.footer-desc{font-size:.85rem;line-height:1.7;margin-bottom:16px}
.footer-badges{display:flex;gap:12px;flex-wrap:wrap}
.footer-badge{
  display:inline-flex;align-items:center;gap:6px;
  padding:6px 12px;
  border:1px solid rgba(255,255,255,.15);
  font-size:.75rem;font-weight:600;
  color:rgba(255,255,255,.7);
}
.footer-badge i{color:var(--gold-light);font-size:.85rem}
.footer h4{
  color:#fff;font-size:.85rem;margin-bottom:16px;
  text-transform:uppercase;letter-spacing:.06em;
}
.footer ul li{margin-bottom:8px}
.footer ul li a{color:rgba(255,255,255,.6);font-size:.85rem}
.footer ul li a:hover{color:var(--gold-light)}
.footer-bottom{
  padding:20px 0;
  display:flex;justify-content:space-between;align-items:center;
  font-size:.75rem;flex-wrap:wrap;gap:8px;
}
.footer-bottom a{color:rgba(255,255,255,.5)}
.footer-bottom a:hover{color:var(--gold-light)}
.footer-regulatory{
  padding:16px 0;
  font-size:.7rem;
  color:rgba(255,255,255,.35);
  line-height:1.6;
  border-top:1px solid rgba(255,255,255,.05);
}

/* === SIDEBAR LAYOUT (Dashboard pages) === */
.app-layout{display:flex;min-height:calc(100vh - var(--demo-height))}
.sidebar{
  width:var(--sidebar-width);
  background:var(--bg-surface);
  border-right:2px solid var(--border);
  display:flex;flex-direction:column;
  position:fixed;top:var(--demo-height);left:0;
  height:calc(100vh - var(--demo-height));
  z-index:999;
  transition:transform .3s;
  overflow-y:auto;
}
.sidebar-brand{
  display:flex;align-items:center;gap:10px;
  padding:20px 24px;
  font-family:'Merriweather',serif;font-weight:700;font-size:1.1rem;
  color:var(--primary);
  border-bottom:2px solid var(--border);
}
.sidebar-brand svg{width:30px;height:30px}
.sidebar-brand i{font-size:1.4rem;color:var(--primary)}

/* Sidebar account summary */
.sidebar-account-summary{
  padding:16px 20px;
  border-bottom:1px solid var(--border);
  background:var(--bg-cream);
}
.sidebar-user-name{
  font-family:'Merriweather',serif;
  font-weight:700;font-size:.92rem;
  color:var(--text-primary);
}
.sidebar-member-since{
  font-size:.72rem;color:var(--text-dim);
  margin-top:2px;
}

.sidebar-nav{padding:12px 12px;flex:1}
.sidebar-section{
  font-size:.68rem;font-weight:700;text-transform:uppercase;
  letter-spacing:.08em;color:var(--text-dim);
  padding:12px 16px 6px;
}
.sidebar-nav a{
  display:flex;align-items:center;gap:12px;
  padding:10px 16px;border-radius:var(--radius);
  color:var(--text-secondary);font-weight:500;font-size:.88rem;
  transition:all .15s;margin-bottom:2px;
  border-left:3px solid transparent;
}
.sidebar-nav a:hover{background:var(--bg-hover);color:var(--primary)}
.sidebar-nav a.active{
  background:var(--primary-glow);color:var(--primary);font-weight:600;
  border-left-color:var(--primary);
}
.sidebar-nav a i{font-size:1.1rem;width:20px;text-align:center}

.sidebar-footer{
  display:flex;align-items:center;gap:10px;
  padding:16px 20px;
  border-top:2px solid var(--border);
  background:var(--bg-cream);
}
.user-avatar{
  width:36px;height:36px;
  background:var(--primary);color:#fff;
  border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:.8rem;
}
.user-info{flex:1;min-width:0}
.user-name{font-weight:600;font-size:.82rem;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.user-email{font-size:.72rem;color:var(--text-dim);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}

/* === MAIN CONTENT (Dashboard) === */
.main-content{
  flex:1;margin-left:var(--sidebar-width);
  padding:28px 32px;
  min-height:calc(100vh - var(--demo-height));
}
.main-header{
  display:flex;justify-content:space-between;align-items:flex-start;
  margin-bottom:28px;flex-wrap:wrap;gap:12px;
}
.main-header h1{font-size:1.5rem}
.header-actions{display:flex;gap:8px;flex-wrap:wrap}

/* Welcome banner */
.welcome-banner{
  background:linear-gradient(135deg,var(--primary-dark),var(--primary));
  color:#fff;padding:24px 28px;
  margin-bottom:28px;
  border-left:4px solid var(--gold);
}
.welcome-banner h2{color:#fff;font-size:1.3rem;margin-bottom:4px}
.welcome-banner p{color:rgba(255,255,255,.75);font-size:.85rem}

/* === CARDS === */
.card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:24px;
  transition:box-shadow .2s;
}
.card:hover{box-shadow:var(--shadow-sm)}
.card-header{
  display:flex;justify-content:space-between;align-items:center;
  margin-bottom:20px;padding-bottom:16px;
  border-bottom:1px solid var(--border-light);
}
.card-header h3{font-size:1rem}
.card-title{font-size:1rem;margin-bottom:16px}
.card-gold{border-left:3px solid var(--gold)}
.card-green{border-left:3px solid var(--primary)}

/* === ACCOUNT CARDS (Dashboard) === */
.account-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:20px;
  position:relative;
  border-bottom:3px solid var(--border);
  transition:all .2s;
}
.account-card:hover{border-bottom-color:var(--primary);box-shadow:var(--shadow-sm)}
.account-card.checking{border-bottom-color:var(--primary)}
.account-card.savings{border-bottom-color:var(--gold)}
.account-card.fd{border-bottom-color:var(--info)}
.account-card.credit{border-bottom-color:var(--danger)}
.account-card-icon{
  width:40px;height:40px;
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:1.1rem;margin-bottom:12px;
}
.account-card-icon.checking{background:var(--primary-glow);color:var(--primary)}
.account-card-icon.savings{background:var(--gold-bg);color:var(--gold)}
.account-card-icon.fd{background:var(--info-bg);color:var(--info)}
.account-card-icon.credit{background:var(--danger-bg);color:var(--danger)}
.account-type{font-size:.78rem;color:var(--text-dim);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.account-balance{font-family:'Merriweather',serif;font-size:1.4rem;font-weight:700;margin:4px 0}
.account-number{font-size:.78rem;color:var(--text-dim);font-family:monospace;margin-bottom:8px}
.account-card-footer{
  display:flex;justify-content:space-between;align-items:center;
  margin-top:12px;padding-top:12px;
  border-top:1px solid var(--border-light);
}
.account-card-footer a{font-size:.8rem;font-weight:600}

/* === TABLE STYLES === */
.table-wrap{overflow-x:auto;border:1px solid var(--border)}
table{width:100%}
thead{background:var(--bg-cream)}
th{
  padding:12px 16px;
  text-align:left;
  font-size:.78rem;
  font-weight:700;
  color:var(--text-secondary);
  text-transform:uppercase;
  letter-spacing:.04em;
  border-bottom:2px solid var(--border);
  font-family:'Source Sans 3',sans-serif;
  white-space:nowrap;
}
td{
  padding:11px 16px;
  font-size:.85rem;
  border-bottom:1px solid var(--border-light);
  color:var(--text-primary);
}
tbody tr:hover{background:var(--bg-hover)}
tbody tr:last-child td{border-bottom:none}
.amount-debit{color:var(--danger);font-weight:600;font-family:monospace}
.amount-credit{color:var(--success);font-weight:600;font-family:monospace}

/* === BADGES === */
.badge{
  display:inline-flex;align-items:center;
  padding:3px 10px;font-size:.7rem;font-weight:700;
  border-radius:2px;text-transform:uppercase;letter-spacing:.04em;
}
.badge-success{background:var(--success-bg);color:var(--success);border:1px solid rgba(22,163,74,0.2)}
.badge-danger{background:var(--danger-bg);color:var(--danger);border:1px solid rgba(220,38,38,0.2)}
.badge-warning{background:var(--warning-bg);color:var(--gold-dark);border:1px solid rgba(245,158,11,0.2)}
.badge-info{background:var(--info-bg);color:var(--info);border:1px solid rgba(37,99,235,0.2)}
.badge-neutral{background:var(--bg-input);color:var(--text-secondary);border:1px solid var(--border)}
.badge-gold{background:var(--gold-bg);color:var(--gold);border:1px solid rgba(217,119,6,0.2)}

/* === ALERTS === */
.alert{
  display:flex;align-items:flex-start;gap:12px;
  padding:14px 18px;margin-bottom:12px;
  border-left:3px solid;
  font-size:.85rem;
}
.alert-success{background:var(--success-bg);border-color:var(--success);color:var(--text-primary)}
.alert-warning{background:var(--warning-bg);border-color:var(--gold);color:var(--text-primary)}
.alert-danger{background:var(--danger-bg);border-color:var(--danger);color:var(--text-primary)}
.alert-info{background:var(--info-bg);border-color:var(--info);color:var(--text-primary)}
.alert-icon{font-size:1rem;line-height:1}
.alert i{font-size:1.1rem}

/* === PAYMENT ITEMS === */
.payment-item{
  display:flex;justify-content:space-between;align-items:center;
  padding:14px 0;
  border-bottom:1px solid var(--border-light);
}
.payment-item:last-child{border-bottom:none}
.payment-info h4{font-size:.88rem;font-weight:600}
.payment-info p{font-size:.78rem;color:var(--text-dim)}
.payment-amount{font-family:'Merriweather',serif;font-weight:700;font-size:.95rem}
.payment-due{font-size:.72rem;color:var(--gold);font-weight:600}
.payment-actions{margin-left:12px}

/* === FORMS === */
.form-group{margin-bottom:16px}
.form-label{
  display:block;font-size:.82rem;font-weight:600;
  color:var(--text-secondary);margin-bottom:6px;
}
.form-input,.form-select,.form-textarea{
  width:100%;padding:10px 14px;
  background:var(--bg-input);
  border:1px solid var(--border);
  border-radius:var(--radius);
  color:var(--text-primary);
  transition:border-color .2s;
}
.form-input:focus,.form-select:focus,.form-textarea:focus{
  border-color:var(--primary);
  background:var(--bg-surface);
}
.form-textarea{min-height:100px;resize:vertical}
.form-hint{font-size:.75rem;color:var(--text-dim);margin-top:4px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.smsg{
  background:var(--success-bg);
  border:1px solid rgba(22,163,74,0.2);
  border-left:3px solid var(--success);
  color:var(--success);
  padding:12px 16px;font-size:.82rem;font-weight:600;
  margin-top:16px;
  display:none;
}
.smsg.show{display:block}

/* === TOGGLE SWITCH === */
.toggle{position:relative;display:inline-block;width:44px;height:24px}
.toggle input{display:none}
.toggle-slider{
  position:absolute;cursor:pointer;
  top:0;left:0;right:0;bottom:0;
  background:var(--border);
  border-radius:12px;transition:.3s;
}
.toggle-slider::before{
  content:'';position:absolute;height:18px;width:18px;
  left:3px;bottom:3px;background:#fff;
  border-radius:50%;transition:.3s;
}
.toggle input:checked+.toggle-slider{background:var(--primary)}
.toggle input:checked+.toggle-slider::before{transform:translateX(20px)}

/* === TABS === */
.tabs{
  display:flex;gap:0;
  border-bottom:2px solid var(--border);
  margin-bottom:24px;
}
.tab{
  padding:12px 24px;font-weight:600;font-size:.85rem;
  color:var(--text-secondary);
  cursor:pointer;background:none;
  border-bottom:3px solid transparent;
  transition:all .2s;
  display:flex;align-items:center;gap:8px;
}
.tab:hover{color:var(--primary)}
.tab.active{color:var(--primary);border-bottom-color:var(--primary)}
.tab i{font-size:1rem}

/* === PILL TABS === */
.pill-tabs{display:flex;gap:8px;margin-bottom:24px;flex-wrap:wrap}
.pill{
  padding:8px 18px;font-size:.82rem;font-weight:600;
  border:1px solid var(--border);
  background:var(--bg-surface);
  cursor:pointer;transition:all .2s;
  display:flex;align-items:center;gap:6px;
}
.pill:hover{border-color:var(--primary);color:var(--primary)}
.pill.active{background:var(--primary);color:#fff;border-color:var(--primary)}

/* === PROGRESS BARS === */
.prog{
  height:8px;background:var(--bg-input);
  border-radius:4px;overflow:hidden;
  border:1px solid var(--border-light);
}
.prog-fill{
  height:100%;width:0;transition:width 1.2s ease;border-radius:4px;
}
.prog-fill.green{background:var(--primary)}
.prog-fill.gold{background:var(--gold)}
.prog-fill.blue{background:var(--info)}
.prog-fill.red{background:var(--danger)}

/* === INFO PANEL === */
.info-panel{
  background:var(--bg-cream);
  border:1px solid var(--border);
  padding:24px;
}
.info-row{
  display:flex;justify-content:space-between;
  padding:10px 0;
  border-bottom:1px solid var(--border-light);
  font-size:.85rem;
}
.info-row:last-child{border-bottom:none}
.info-row .label{color:var(--text-secondary);font-weight:500}
.info-row .value{font-weight:600;text-align:right}

/* === LOAN CARDS === */
.loan-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:24px;
  border-top:3px solid var(--primary);
}
.loan-card-header{
  display:flex;justify-content:space-between;align-items:center;
  margin-bottom:12px;
}
.loan-type{font-weight:700;font-size:.9rem;display:flex;align-items:center;gap:8px}
.loan-type i{font-size:1.1rem;color:var(--primary)}
.loan-amount{
  font-family:'Merriweather',serif;
  font-size:1.5rem;font-weight:700;
  margin-bottom:16px;
  color:var(--text-primary);
}
.loan-details{
  display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;
  margin-bottom:16px;
}
.loan-detail-item{
  text-align:center;padding:8px;
  background:var(--bg-cream);
  border:1px solid var(--border-light);
}
.loan-detail-label{font-size:.7rem;color:var(--text-dim);text-transform:uppercase;letter-spacing:.04em}
.loan-detail-value{font-weight:700;font-size:.9rem}

/* === CIRCULAR PROGRESS === */
.circular-progress{
  position:relative;
  width:80px;height:80px;
  margin:0 auto 12px;
}
.circular-progress svg{transform:rotate(-90deg)}
.circular-progress .progress-text{
  position:absolute;top:50%;left:50%;
  transform:translate(-50%,-50%);
  font-size:.85rem;font-weight:700;
  font-family:'Merriweather',serif;
}

/* === CALCULATOR === */
.calculator{
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-top:3px solid var(--gold);
  padding:28px;
}
.calculator h3{
  font-size:1.1rem;margin-bottom:24px;
  padding-bottom:12px;border-bottom:1px solid var(--border-light);
}
.calc-slider-group{margin-bottom:24px}
.calc-slider-header{display:flex;justify-content:space-between;margin-bottom:8px}
.calc-slider-label{font-size:.85rem;font-weight:600;color:var(--text-secondary)}
.calc-slider-value{font-weight:700;color:var(--primary);font-size:.95rem}
.calc-slider{
  width:100%;-webkit-appearance:none;
  height:6px;background:var(--border);
  border-radius:3px;outline:none;
}
.calc-slider::-webkit-slider-thumb{
  -webkit-appearance:none;width:20px;height:20px;
  background:var(--primary);border-radius:50%;
  cursor:pointer;border:3px solid #fff;
  box-shadow:0 1px 4px rgba(0,0,0,.2);
}
.calc-slider::-moz-range-thumb{
  width:20px;height:20px;
  background:var(--primary);border-radius:50%;
  cursor:pointer;border:3px solid #fff;
  box-shadow:0 1px 4px rgba(0,0,0,.2);
}
.calc-result{
  display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;
}
.calc-result-item{
  text-align:center;padding:16px;
  background:var(--bg-cream);
  border:1px solid var(--border-light);
}
.calc-result-label{font-size:.72rem;color:var(--text-dim);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px}
.calc-result-value{font-family:'Merriweather',serif;font-weight:700;font-size:1.2rem;color:var(--primary)}

/* === BENEFICIARY LIST === */
.beneficiary-item{
  display:flex;justify-content:space-between;align-items:center;
  padding:12px 0;
  border-bottom:1px solid var(--border-light);
}
.beneficiary-item:last-child{border-bottom:none}
.beneficiary-info{display:flex;align-items:center;gap:12px}
.beneficiary-avatar{
  width:36px;height:36px;
  background:var(--primary-glow);color:var(--primary);
  border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:.75rem;
}
.beneficiary-name{font-weight:600;font-size:.88rem}
.beneficiary-account{font-size:.75rem;color:var(--text-dim)}
.beneficiary-verified{color:var(--success);font-size:.75rem;margin-left:4px}
.beneficiary-actions{display:flex;gap:6px}

/* === LIMIT ITEMS === */
.limit-item{
  display:flex;justify-content:space-between;
  padding:8px 0;font-size:.85rem;
}
.limit-label{color:var(--text-secondary)}
.limit-value{font-weight:700}

/* === FD RATE ROWS === */
.fd-rate-row{
  display:flex;justify-content:space-between;
  padding:12px 16px;
  border-bottom:1px solid var(--border-light);
  font-size:.88rem;
}
.fd-rate-row:last-child{border-bottom:none}

/* === ACCORDION === */
.accordion-item{
  border:1px solid var(--border);
  margin-bottom:-1px;
}
.accordion-header{
  width:100%;padding:16px 20px;
  display:flex;justify-content:space-between;align-items:center;
  font-weight:600;font-size:.88rem;
  cursor:pointer;background:var(--bg-surface);
  color:var(--text-primary);
  transition:all .2s;
  text-align:left;
}
.accordion-header:hover{background:var(--bg-hover)}
.accordion-header i{
  font-size:.85rem;transition:transform .3s;color:var(--text-dim);
}
.accordion-item.open .accordion-header{
  background:var(--primary-glow);color:var(--primary);
  border-bottom:1px solid var(--border-light);
}
.accordion-item.open .accordion-header i{transform:rotate(180deg);color:var(--primary)}
.accordion-body{
  max-height:0;overflow:hidden;
  transition:max-height .3s ease;
}
.accordion-body-inner{
  padding:16px 20px;
  font-size:.88rem;color:var(--text-secondary);
  line-height:1.7;
  background:var(--bg-cream);
}
.accordion-category{
  font-family:'Merriweather',serif;
  font-size:.78rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.06em;
  color:var(--primary);
  padding:12px 20px 6px;
  background:var(--bg-page);
  border:1px solid var(--border);
  border-bottom:none;
}

/* === MODAL === */
.modal-bg{
  position:fixed;top:0;left:0;width:100%;height:100%;
  background:rgba(0,0,0,.5);z-index:2000;
  display:none;align-items:center;justify-content:center;
}
.modal-bg.show{display:flex}
.modal{
  background:var(--bg-surface);
  border:1px solid var(--border);
  width:90%;max-width:520px;
  max-height:90vh;overflow-y:auto;
  padding:28px;
}
.modal-header{
  display:flex;justify-content:space-between;align-items:center;
  margin-bottom:20px;padding-bottom:16px;
  border-bottom:1px solid var(--border-light);
}
.modal-header h3{font-size:1.05rem}
.modal-x{
  width:32px;height:32px;
  background:var(--bg-input);border:1px solid var(--border);
  cursor:pointer;font-size:1.2rem;
  display:flex;align-items:center;justify-content:center;
  color:var(--text-secondary);
}
.modal-x:hover{border-color:var(--danger);color:var(--danger)}

/* === BRANCH LIST ITEMS === */
.branch-list-item{
  display:flex;gap:16px;
  padding:16px 0;
  border-bottom:1px solid var(--border-light);
}
.branch-list-item:last-child{border-bottom:none}
.branch-icon{
  font-size:1.5rem;
  width:48px;height:48px;
  background:var(--primary-glow);
  color:var(--primary);
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.branch-icon i{font-size:1.3rem}
.branch-details{flex:1}
.branch-details h4{font-size:.92rem;margin-bottom:4px}
.branch-details p{font-size:.82rem;color:var(--text-secondary);margin-bottom:2px}
.branch-services{display:flex;gap:6px;flex-wrap:wrap;margin-top:8px}
.branch-service-tag{
  padding:2px 10px;font-size:.68rem;font-weight:600;
  background:var(--bg-input);border:1px solid var(--border);
  color:var(--text-secondary);text-transform:uppercase;letter-spacing:.03em;
}

/* === CHAT WIDGET === */
.chat-widget{position:fixed;bottom:24px;right:24px;z-index:1500}
.chat-bubble{
  width:56px;height:56px;
  background:var(--primary);color:#fff;
  border-radius:50%;border:none;
  cursor:pointer;font-size:1.3rem;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 4px 16px rgba(21,128,61,.3);
  transition:all .2s;
}
.chat-bubble:hover{background:var(--primary-dark);transform:scale(1.05)}
.chat-bubble i{font-size:1.5rem}
.chat-window{
  position:absolute;bottom:70px;right:0;
  width:340px;
  background:var(--bg-surface);
  border:1px solid var(--border);
  box-shadow:var(--shadow-lg);
  display:none;
  flex-direction:column;
}
.chat-window.open{display:flex}
.chat-window-header{
  background:var(--primary-dark);
  color:#fff;padding:14px 18px;
  display:flex;justify-content:space-between;align-items:center;
}
.chat-window-header h4{
  font-size:.9rem;font-family:'Merriweather',serif;color:#fff;
}
.chat-close{
  background:none!important;border:none!important;
  color:rgba(255,255,255,.7)!important;cursor:pointer;font-size:1.2rem;
}
.chat-close:hover{color:#fff!important}
.chat-window-body{
  flex:1;padding:16px;
  max-height:300px;overflow-y:auto;
  background:var(--bg-cream);
}
.chat-msg{margin-bottom:12px}
.chat-msg-bot .chat-msg-text{
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:10px 14px;font-size:.82rem;
  max-width:85%;
  color:var(--text-primary);line-height:1.5;
}
.chat-msg-user{text-align:right}
.chat-msg-user .chat-msg-text{
  display:inline-block;
  background:var(--primary);color:#fff;
  padding:10px 14px;font-size:.82rem;
  max-width:85%;line-height:1.5;
}
.chat-window-footer{
  display:flex;padding:12px;gap:8px;
  border-top:1px solid var(--border);
  background:var(--bg-surface);
}
.chat-window-footer input{
  flex:1;padding:8px 12px;
  border:1px solid var(--border);
  background:var(--bg-input);
  font-size:.82rem;
}
.chat-window-footer input:focus{border-color:var(--primary)}
.chat-window-footer button{
  padding:8px 16px;
  background:var(--primary);color:#fff;
  font-weight:600;font-size:.8rem;
  cursor:pointer;border:none;
}
.chat-window-footer button:hover{background:var(--primary-dark)}

/* === CHART CONTAINER === */
.chart-container{
  position:relative;height:280px;
  padding:8px;
}

/* === SIDEBAR TOGGLE === */
.sidebar-toggle{
  display:none;
  position:fixed;bottom:24px;left:24px;
  width:44px;height:44px;
  background:var(--primary);color:#fff;
  border:none;border-radius:50%;
  font-size:1.2rem;cursor:pointer;
  z-index:1001;
  box-shadow:0 4px 12px rgba(21,128,61,.3);
}
.sidebar-toggle i{font-size:1.3rem}

/* === ANIMATIONS === */
.anim{
  opacity:0;transform:translateY(16px);
  transition:opacity .5s ease,transform .5s ease;
}
.anim.visible{opacity:1;transform:translateY(0)}

/* === Swiper overrides === */
.swiper-pagination-bullet{background:var(--primary)}
.swiper-pagination-bullet-active{background:var(--primary)}
.swiper-button-next,.swiper-button-prev{
  color:var(--primary)!important;
}
.swiper-button-next::after,.swiper-button-prev::after{
  font-size:1.2rem!important;
}

/* === AMORTIZATION TABLE === */
.amort-table thead{background:var(--primary-dark)}
.amort-table thead th{color:#fff;font-size:.75rem}
.amort-table td{font-size:.82rem;padding:10px 14px;font-family:monospace}
.amort-table tbody tr:nth-child(even){background:var(--bg-cream)}

/* === ACCOUNT SELECTOR CARDS (Accounts page) === */
.account-selector{
  display:grid;grid-template-columns:repeat(4,1fr);gap:12px;
  margin-bottom:24px;
}
.account-selector-card{
  padding:16px;
  border:2px solid var(--border);
  background:var(--bg-surface);
  cursor:pointer;
  transition:all .2s;
  text-align:center;
}
.account-selector-card:hover{border-color:var(--primary)}
.account-selector-card.active{
  border-color:var(--primary);
  background:var(--primary-glow);
}
.account-selector-card i{font-size:1.3rem;margin-bottom:4px}
.account-selector-card .selector-name{font-size:.78rem;font-weight:600;margin-bottom:2px}
.account-selector-card .selector-balance{font-family:'Merriweather',serif;font-weight:700;font-size:.95rem}

/* === DOWNLOAD STATEMENT === */
.download-panel{
  display:flex;gap:12px;align-items:center;
  padding:16px 20px;
  background:var(--bg-cream);
  border:1px solid var(--border);
  margin-bottom:24px;
}
.download-panel .form-input{width:auto}

/* === TRANSFER LIMITS PROGRESS === */
.limit-progress{margin-top:16px}
.limit-progress-item{margin-bottom:16px}
.limit-progress-header{
  display:flex;justify-content:space-between;
  font-size:.82rem;margin-bottom:6px;
}
.limit-progress-header .limit-title{font-weight:600;color:var(--text-secondary)}
.limit-progress-header .limit-numbers{color:var(--text-dim)}

/* === LOAN APPLY CARDS === */
.loan-apply-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-top:3px solid var(--primary);
  padding:28px;
  text-align:center;
  transition:all .2s;
}
.loan-apply-card:hover{border-top-color:var(--gold);box-shadow:var(--shadow-sm)}
.loan-apply-card i{font-size:2.2rem;color:var(--primary);margin-bottom:12px}
.loan-apply-card h3{font-size:1rem;margin-bottom:8px}
.loan-apply-card p{font-size:.82rem;color:var(--text-secondary);margin-bottom:16px}

/* === PIE CHART CONTAINER === */
.pie-chart-container{
  position:relative;height:200px;
  display:flex;align-items:center;justify-content:center;
}

/* === COMPLAINT TRACKING === */
.track-result{
  margin-top:16px;padding:16px;
  border:1px solid var(--border);
  background:var(--bg-cream);
  display:none;
}
.track-result.show{display:block}

/* === BRANCH CAROUSEL (Support page) === */
.branch-carousel-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  overflow:hidden;
  height:100%;
}
.branch-carousel-img{
  width:100%;height:160px;object-fit:cover;
  border-bottom:2px solid var(--primary);
}
.branch-carousel-body{padding:20px}
.branch-carousel-body h4{font-size:.92rem;margin-bottom:8px}
.branch-carousel-body p{font-size:.8rem;color:var(--text-secondary);margin-bottom:4px}
.branch-carousel-body .branch-hours{
  font-size:.75rem;color:var(--gold);font-weight:600;
  margin-top:8px;padding-top:8px;
  border-top:1px solid var(--border-light);
}
.branch-carousel-body .branch-services{margin-top:8px}

/* === FILE ATTACHMENT === */
.file-upload{
  display:flex;align-items:center;gap:12px;
  padding:12px 16px;
  border:2px dashed var(--border);
  background:var(--bg-cream);
  cursor:pointer;
  transition:border-color .2s;
}
.file-upload:hover{border-color:var(--primary)}
.file-upload i{font-size:1.2rem;color:var(--text-dim)}
.file-upload span{font-size:.82rem;color:var(--text-secondary)}
.file-upload input{display:none}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .grid-5{grid-template-columns:repeat(3,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .steps-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .account-selector{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:768px){
  .mainnav-links{display:none}
  .hamburger{display:flex}
  .mainnav-links.open{
    display:flex;flex-direction:column;
    position:absolute;top:100%;left:0;right:0;
    background:var(--bg-surface);
    border-bottom:2px solid var(--border);
    padding:16px;box-shadow:var(--shadow-lg);
  }
  .mega-menu-item>a{padding:12px 16px}
  .mega-dropdown{
    position:static;opacity:1;visibility:visible;
    transform:none;box-shadow:none;border:none;
    border-top:1px solid var(--border-light);
    padding:12px 16px;
    display:none;
  }
  .mega-menu-item.open .mega-dropdown{display:block}
  .mega-dropdown-wide{grid-template-columns:1fr}

  .hero h1{font-size:1.8rem}
  .hero{min-height:400px}
  .hero-ctas{flex-direction:column;gap:8px}
  .hero-trust{flex-direction:column;gap:8px}

  .grid-5,.grid-3{grid-template-columns:1fr 1fr}
  .grid-2{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .steps-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}

  .sidebar{transform:translateX(-100%)}
  .sidebar.open{transform:translateX(0)}
  .sidebar-toggle{display:flex;align-items:center;justify-content:center}
  .main-content{margin-left:0;padding:20px 16px}

  .main-header{flex-direction:column}
  .form-row{grid-template-columns:1fr}
  .account-selector{grid-template-columns:1fr 1fr}

  .utility-bar{flex-direction:column;height:auto;padding:6px 16px;gap:4px}
  .download-panel{flex-direction:column;align-items:stretch}
}

@media(max-width:480px){
  .grid-5,.grid-3,.grid-2,.grid-4{grid-template-columns:1fr}
  .account-selector{grid-template-columns:1fr}
  .hero h1{font-size:1.5rem}
  .section-title{font-size:1.3rem}
  .tabs{overflow-x:auto}
}

/* ============================================
   EXTENDED TRADITIONAL BANKING STYLES
   Additional styles for formal banking aesthetic
   ============================================ */

/* === FORMAL TABLE VARIANTS === */
.table-formal{
  border:2px solid var(--border);
  background:var(--bg-surface);
}
.table-formal thead{
  background:linear-gradient(180deg,var(--primary-dark),var(--primary));
}
.table-formal thead th{
  color:#fff;
  font-family:'Merriweather',serif;
  font-size:.75rem;
  text-transform:uppercase;
  letter-spacing:.06em;
  padding:14px 18px;
  border-bottom:3px solid var(--gold);
  font-weight:700;
}
.table-formal tbody td{
  padding:13px 18px;
  font-size:.88rem;
  border-bottom:1px solid var(--border-light);
  vertical-align:middle;
}
.table-formal tbody tr:nth-child(even){
  background:var(--bg-cream);
}
.table-formal tbody tr:hover{
  background:var(--primary-glow);
}
.table-formal tfoot{
  background:var(--bg-cream);
  font-weight:700;
}
.table-formal tfoot td{
  padding:14px 18px;
  border-top:2px solid var(--border);
  font-size:.9rem;
}

/* === FORMAL BANKING HEADER BARS === */
.header-bar{
  background:linear-gradient(135deg,var(--primary-dark),var(--primary));
  color:#fff;
  padding:16px 24px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  border-bottom:3px solid var(--gold);
  margin-bottom:24px;
}
.header-bar h2{
  color:#fff;
  font-size:1.15rem;
  font-family:'Merriweather',serif;
}
.header-bar .header-bar-meta{
  font-size:.82rem;
  color:rgba(255,255,255,.7);
}

/* === DIVIDER STYLES === */
.divider{
  border:none;
  height:1px;
  background:var(--border);
  margin:24px 0;
}
.divider-gold{
  border:none;
  height:2px;
  background:linear-gradient(90deg,transparent,var(--gold),transparent);
  margin:24px 0;
}
.divider-thick{
  border:none;
  height:3px;
  background:var(--primary);
  margin:24px 0;
}

/* === STAT BOXES === */
.stat-box{
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-bottom:3px solid var(--primary);
  padding:24px;
  text-align:center;
  transition:all .2s;
}
.stat-box:hover{
  border-bottom-color:var(--gold);
  box-shadow:var(--shadow-md);
}
.stat-box-icon{
  width:48px;
  height:48px;
  border-radius:50%;
  background:var(--primary-glow);
  color:var(--primary);
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 12px;
  font-size:1.3rem;
}
.stat-box-value{
  font-family:'Merriweather',serif;
  font-size:1.6rem;
  font-weight:900;
  color:var(--text-primary);
  margin-bottom:4px;
}
.stat-box-label{
  font-size:.78rem;
  color:var(--text-dim);
  text-transform:uppercase;
  letter-spacing:.05em;
  font-weight:600;
}
.stat-box.gold{border-bottom-color:var(--gold)}
.stat-box.gold .stat-box-icon{background:var(--gold-bg);color:var(--gold)}
.stat-box.gold .stat-box-value{color:var(--gold)}

/* === BANK NOTICE / ANNOUNCEMENT === */
.bank-notice{
  background:var(--bg-cream);
  border:1px solid var(--border);
  border-left:4px solid var(--gold);
  padding:20px 24px;
  margin-bottom:24px;
}
.bank-notice-title{
  font-family:'Merriweather',serif;
  font-size:.92rem;
  font-weight:700;
  color:var(--gold-dark);
  margin-bottom:6px;
}
.bank-notice-body{
  font-size:.85rem;
  color:var(--text-secondary);
  line-height:1.6;
}
.bank-notice-date{
  font-size:.72rem;
  color:var(--text-dim);
  margin-top:8px;
}

/* === FORMAL INFORMATION CARDS === */
.info-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  border-top:3px solid var(--primary);
  padding:0;
}
.info-card-header{
  background:var(--bg-cream);
  padding:16px 24px;
  border-bottom:1px solid var(--border);
  font-family:'Merriweather',serif;
  font-size:.92rem;
  font-weight:700;
  display:flex;
  align-items:center;
  gap:8px;
}
.info-card-header i{
  color:var(--primary);
  font-size:1.1rem;
}
.info-card-body{
  padding:20px 24px;
}
.info-card-row{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:10px 0;
  border-bottom:1px dotted var(--border-light);
  font-size:.88rem;
}
.info-card-row:last-child{
  border-bottom:none;
}
.info-card-row .label{
  color:var(--text-secondary);
  font-weight:500;
}
.info-card-row .value{
  font-weight:600;
  text-align:right;
}
.info-card-footer{
  background:var(--bg-cream);
  padding:12px 24px;
  border-top:1px solid var(--border);
  font-size:.78rem;
  color:var(--text-dim);
}

/* === SECURITY BADGE STYLES === */
.security-badges{
  display:flex;
  gap:16px;
  flex-wrap:wrap;
  padding:16px 0;
}
.security-badge{
  display:flex;
  align-items:center;
  gap:10px;
  padding:12px 20px;
  background:var(--bg-cream);
  border:1px solid var(--border);
  font-size:.82rem;
  font-weight:600;
}
.security-badge i{
  font-size:1.2rem;
  color:var(--primary);
}
.security-badge.gold i{
  color:var(--gold);
}

/* === SIGNATURE LINE === */
.signature-line{
  border-top:2px solid var(--text-primary);
  padding-top:8px;
  margin-top:40px;
  font-size:.78rem;
  color:var(--text-dim);
  text-align:center;
}

/* === FORMAL RECEIPT STYLE === */
.receipt{
  background:var(--bg-surface);
  border:2px solid var(--border);
  max-width:400px;
  margin:0 auto;
  padding:0;
}
.receipt-header{
  background:var(--primary-dark);
  color:#fff;
  padding:20px 24px;
  text-align:center;
}
.receipt-header h3{
  color:#fff;
  font-size:1rem;
}
.receipt-header p{
  color:rgba(255,255,255,.6);
  font-size:.78rem;
}
.receipt-body{
  padding:20px 24px;
}
.receipt-row{
  display:flex;
  justify-content:space-between;
  padding:8px 0;
  border-bottom:1px dotted var(--border-light);
  font-size:.85rem;
}
.receipt-row:last-child{border-bottom:none}
.receipt-total{
  border-top:2px solid var(--border);
  padding-top:12px;
  margin-top:8px;
  display:flex;
  justify-content:space-between;
  font-weight:700;
  font-size:1rem;
}
.receipt-footer{
  background:var(--bg-cream);
  padding:12px 24px;
  text-align:center;
  font-size:.72rem;
  color:var(--text-dim);
  border-top:1px solid var(--border);
}

/* === TIMELINE === */
.timeline{
  position:relative;
  padding-left:28px;
}
.timeline::before{
  content:'';
  position:absolute;
  left:10px;
  top:0;
  bottom:0;
  width:2px;
  background:var(--border);
}
.timeline-item{
  position:relative;
  padding-bottom:24px;
}
.timeline-item::before{
  content:'';
  position:absolute;
  left:-22px;
  top:4px;
  width:12px;
  height:12px;
  border-radius:50%;
  background:var(--primary);
  border:2px solid var(--bg-surface);
}
.timeline-item.gold::before{background:var(--gold)}
.timeline-item.pending::before{background:var(--warning)}
.timeline-item-date{
  font-size:.72rem;
  color:var(--text-dim);
  margin-bottom:4px;
}
.timeline-item-content{
  font-size:.88rem;
  color:var(--text-primary);
  font-weight:500;
}
.timeline-item-detail{
  font-size:.78rem;
  color:var(--text-secondary);
  margin-top:2px;
}

/* === WATERMARK TEXT === */
.watermark-text{
  position:relative;
  overflow:hidden;
}
.watermark-text::after{
  content:'NETBANK';
  position:absolute;
  top:50%;
  left:50%;
  transform:translate(-50%,-50%) rotate(-30deg);
  font-family:'Merriweather',serif;
  font-size:5rem;
  font-weight:900;
  color:rgba(21,128,61,0.03);
  pointer-events:none;
  white-space:nowrap;
}

/* === GOLD ACCENT CARD === */
.card-accent-gold{
  border-left:4px solid var(--gold);
  background:var(--bg-surface);
  border-top:1px solid var(--border);
  border-right:1px solid var(--border);
  border-bottom:1px solid var(--border);
  padding:24px;
}
.card-accent-green{
  border-left:4px solid var(--primary);
  background:var(--bg-surface);
  border-top:1px solid var(--border);
  border-right:1px solid var(--border);
  border-bottom:1px solid var(--border);
  padding:24px;
}

/* === FORMAL LIST STYLES === */
.formal-list{
  counter-reset:formal-counter;
}
.formal-list li{
  counter-increment:formal-counter;
  display:flex;
  align-items:flex-start;
  gap:12px;
  padding:12px 0;
  border-bottom:1px solid var(--border-light);
  font-size:.88rem;
  color:var(--text-secondary);
}
.formal-list li:last-child{border-bottom:none}
.formal-list li::before{
  content:counter(formal-counter);
  min-width:28px;
  height:28px;
  border-radius:50%;
  background:var(--primary-glow);
  color:var(--primary);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:700;
  font-size:.78rem;
  font-family:'Merriweather',serif;
  flex-shrink:0;
}

/* === TAG / CHIP STYLES === */
.tag{
  display:inline-flex;
  align-items:center;
  gap:4px;
  padding:4px 12px;
  font-size:.72rem;
  font-weight:600;
  border:1px solid var(--border);
  background:var(--bg-surface);
  color:var(--text-secondary);
}
.tag i{font-size:.8rem}
.tag-green{background:var(--success-bg);color:var(--success);border-color:rgba(22,163,74,0.2)}
.tag-gold{background:var(--gold-bg);color:var(--gold);border-color:rgba(217,119,6,0.2)}
.tag-blue{background:var(--info-bg);color:var(--info);border-color:rgba(37,99,235,0.2)}

/* === BREADCRUMB === */
.breadcrumb{
  display:flex;
  align-items:center;
  gap:8px;
  font-size:.82rem;
  color:var(--text-dim);
  margin-bottom:20px;
}
.breadcrumb a{color:var(--text-secondary);font-weight:500}
.breadcrumb a:hover{color:var(--primary)}
.breadcrumb span.separator{color:var(--border)}
.breadcrumb .current{color:var(--primary);font-weight:600}

/* === TOOLTIP === */
[data-tooltip]{
  position:relative;
}
[data-tooltip]::after{
  content:attr(data-tooltip);
  position:absolute;
  bottom:calc(100% + 6px);
  left:50%;
  transform:translateX(-50%);
  background:var(--text-primary);
  color:#fff;
  padding:6px 12px;
  font-size:.72rem;
  font-weight:500;
  white-space:nowrap;
  pointer-events:none;
  opacity:0;
  transition:opacity .2s;
  z-index:100;
}
[data-tooltip]:hover::after{opacity:1}

/* === LOADING STATES === */
.skeleton{
  background:linear-gradient(90deg,var(--bg-input) 25%,var(--bg-hover) 50%,var(--bg-input) 75%);
  background-size:200% 100%;
  animation:skeleton-pulse 1.5s ease-in-out infinite;
  border-radius:var(--radius);
}
@keyframes skeleton-pulse{
  0%{background-position:200% 0}
  100%{background-position:-200% 0}
}
.skeleton-line{height:14px;margin-bottom:8px}
.skeleton-line.short{width:60%}
.skeleton-line.medium{width:80%}
.skeleton-circle{width:40px;height:40px;border-radius:50%}

/* === FORM ENHANCEMENTS === */
.form-group-inline{
  display:flex;
  align-items:center;
  gap:12px;
}
.form-group-inline .form-label{
  margin-bottom:0;
  white-space:nowrap;
}
.form-required::after{
  content:' *';
  color:var(--danger);
}
.form-success{
  border-color:var(--success)!important;
}
.form-error{
  border-color:var(--danger)!important;
}
.form-error-text{
  color:var(--danger);
  font-size:.75rem;
  margin-top:4px;
}

/* === CHECKBOX & RADIO CUSTOM === */
.custom-checkbox{
  display:flex;
  align-items:center;
  gap:8px;
  cursor:pointer;
  font-size:.85rem;
}
.custom-checkbox input{display:none}
.custom-checkbox .checkmark{
  width:18px;
  height:18px;
  border:2px solid var(--border);
  background:var(--bg-surface);
  display:flex;
  align-items:center;
  justify-content:center;
  transition:all .2s;
  flex-shrink:0;
}
.custom-checkbox input:checked+.checkmark{
  background:var(--primary);
  border-color:var(--primary);
}
.custom-checkbox input:checked+.checkmark::after{
  content:'';
  width:5px;
  height:9px;
  border:solid #fff;
  border-width:0 2px 2px 0;
  transform:rotate(45deg);
  margin-top:-2px;
}

/* === NOTIFICATION DOT === */
.notification-dot{
  position:relative;
}
.notification-dot::after{
  content:'';
  position:absolute;
  top:-2px;
  right:-2px;
  width:8px;
  height:8px;
  border-radius:50%;
  background:var(--danger);
  border:2px solid var(--bg-surface);
}

/* === ADDITIONAL SPACING/LAYOUT === */
.section-lg{padding:80px 0}
.section-sm{padding:40px 0}
.p-0{padding:0!important}
.p-1{padding:8px}.p-2{padding:16px}.p-3{padding:24px}.p-4{padding:32px}
.px-1{padding-left:8px;padding-right:8px}
.px-2{padding-left:16px;padding-right:16px}
.py-1{padding-top:8px;padding-bottom:8px}
.py-2{padding-top:16px;padding-bottom:16px}
.w-100{width:100%}
.overflow-hidden{overflow:hidden}
.border-top{border-top:1px solid var(--border)}
.border-bottom{border-bottom:1px solid var(--border)}
.border-left-gold{border-left:3px solid var(--gold)}
.border-left-green{border-left:3px solid var(--primary)}

/* === EMPTY STATE === */
.empty-state{
  text-align:center;
  padding:48px 24px;
  color:var(--text-dim);
}
.empty-state i{
  font-size:3rem;
  margin-bottom:16px;
  display:block;
}
.empty-state h3{
  font-size:1.05rem;
  margin-bottom:8px;
  color:var(--text-secondary);
}
.empty-state p{
  font-size:.88rem;
  max-width:400px;
  margin:0 auto 20px;
}

/* === STATUS INDICATOR === */
.status-indicator{
  display:inline-flex;
  align-items:center;
  gap:6px;
  font-size:.82rem;
  font-weight:600;
}
.status-dot{
  width:8px;
  height:8px;
  border-radius:50%;
}
.status-dot.active{background:var(--success)}
.status-dot.pending{background:var(--warning)}
.status-dot.inactive{background:var(--text-dim)}
.status-dot.error{background:var(--danger)}

/* === PROFILE CARD === */
.profile-card{
  background:var(--bg-surface);
  border:1px solid var(--border);
  padding:32px;
  text-align:center;
}
.profile-card-avatar{
  width:72px;
  height:72px;
  border-radius:50%;
  background:var(--primary);
  color:#fff;
  font-size:1.5rem;
  font-weight:700;
  font-family:'Merriweather',serif;
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 16px;
  border:3px solid var(--gold);
}
.profile-card-name{
  font-family:'Merriweather',serif;
  font-size:1.1rem;
  font-weight:700;
  margin-bottom:4px;
}
.profile-card-detail{
  font-size:.82rem;
  color:var(--text-dim);
}

/* === COMPARISON TABLE === */
.comparison-table{
  border:2px solid var(--border);
}
.comparison-table th{
  background:var(--primary-dark);
  color:#fff;
  font-family:'Merriweather',serif;
  text-align:center;
  padding:14px 16px;
}
.comparison-table th:first-child{
  text-align:left;
}
.comparison-table td{
  text-align:center;
  padding:12px 16px;
  border-bottom:1px solid var(--border-light);
}
.comparison-table td:first-child{
  text-align:left;
  font-weight:600;
}
.comparison-table tr:nth-child(even){
  background:var(--bg-cream);
}
.comparison-check{color:var(--success);font-size:1.1rem}
.comparison-cross{color:var(--text-dim);font-size:1.1rem}

/* === CLASSIC BANKING DETAILS === */
.account-summary-bar{
  background:linear-gradient(135deg,var(--primary-dark),var(--primary));
  color:#fff;
  padding:20px 28px;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:24px;
  border-bottom:3px solid var(--gold);
}
.summary-item{text-align:center}
.summary-item-label{
  font-size:.7rem;
  text-transform:uppercase;
  letter-spacing:.06em;
  color:rgba(255,255,255,.6);
  margin-bottom:4px;
}
.summary-item-value{
  font-family:'Merriweather',serif;
  font-size:1.2rem;
  font-weight:700;
  color:#fff;
}

/* === PRINT STYLES === */
@media print{
  .demo-banner,.sidebar,.sidebar-toggle,.chat-widget,
  .btn,.mainnav,.utility-bar,.hamburger,.swiper-button-next,
  .swiper-button-prev,.swiper-pagination{
    display:none!important;
  }
  .main-content{margin-left:0!important;padding:0!important}
  .app-layout{display:block}
  body{background:#fff;color:#000}
  .card,.info-panel,.calculator,.loan-card,.account-card{
    border:1px solid #ccc;
    box-shadow:none;
    break-inside:avoid;
  }
  table{font-size:.8rem}
  .hero{min-height:auto;padding:24px 0}
  .hero-overlay{display:none}
  .hero-bg{display:none}
  .hero-content{color:#000}
  .hero h1{color:#000;font-size:1.5rem}
  .hero p{color:#333}
  .footer{background:#fff;color:#000;border-top:2px solid #000}
}